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Both options have advantages. An existing home may offer a quicker move-in process and an established neighbourhood, while a custom home gives you greater control over the layout, features, finishes, and overall design.

For Winnipeg homebuyers, the right choice depends on your budget, timeline, lifestyle, priorities, and how much personalization you want in your home.

Let's compare the two options to help you understand what each involves.

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Winnipeg has a wide range of home builders, custom builders and construction companies. Some specialize in new developments, while others focus on custom homes, infill construction or larger residential projects.

So how do you know which builder is right for your project?

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However, building a custom home also requires careful planning. From choosing the right lot to understanding your budget and preparing for Winnipeg's climate, every decision can affect the final result.

If you're considering building a custom home in Winnipeg, here are 10 important things to consider before getting started.

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"What happens to my mortgage when I sell my house?"

The short answer is that your mortgage generally needs to be paid out when the sale closes. However, the amount you actually need to pay your lender can be different from the mortgage balance you see on your statement.

Depending on your mortgage type, remaining term, lender and circumstances, you may also have to pay a mortgage prepayment penalty, discharge fee or other costs.

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